Mortgages
We provide a comprehensive mortgage service and, because we are fully independent, we can seek the best deal for you from the whole of the market – which means we can search for the best deal for you from a choice of thousands of mortgages.
Please note, not all independent financial advisers are free to search the whole of the market in this way. Some independent mortgage advisers use a small selection of lenders that only represent the whole of the market.
Take Ann and Barry Jones (not their real names, but this is a real example …). When they visited us last December, their mortgage payments and household bills were through the roof. They were at a loss as to how to free up some disposable income while covering their expenses.
An hour and several cups of tea later, they left our offices more than £300 a month better off, thanks to our resident fairy godmother, Julie, who found a better mortgage deal for them and advised them on restructuring their finances.
Julie and the rest of the team at AYP Financial are very good at waving their magic wands over your finances, finding solutions that suit you, translating the jargon and helping you to understand whether a repayment, interest-only or offset mortgage is for you.
We charge a mortgage fee of £295.00 payable upon first instruction.
Use the contact tag on the menu on the left of this page, or telephone 01434 607 808 for an appointment with an experienced adviser.
Can you pay your mortgage if the worst happens?
Do you need to realise capital from your property to fund your retirement ?
